Head of Valuations, Credit Strategy
ZopaThe valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products.
This is an opportunity to lead and evolve the future of valuations at the bank. The business is looking to move beyond a single NPV model approach towards a broader and more sophisticated suite of valuation tools that better support decision making across the lending lifecycle.
You’ll lead a team of credit analysts and data scientists, combining strategic thinking, stakeholder management and technical expertise in a highly visible role.
A day in the life:
- Lead the strategic direction for valuations modelling across the business
- Oversee development of account-level NPV models across multiple lending products
- Lead and develop a team of analysts and data scientists
- Partner with stakeholders across analytics, credit strategy, finance, product and risk
- Improve and simplify existing valuation frameworks where appropriate
- Drive the evolution of the bank’s valuations capability and roadmap
- Champion technical best practice across Python based modelling workflows
- Support strategic projects including new product launches and portfolio activity
About you:
- You have solid experience leading valuations within retail lending
- You’ve managed and developed high-performing teams
- You’re comfortable working with Python based modelling environments
- You have deep experience with valuation and NPV modelling
- You’re a strong stakeholder manager who can influence senior audiences
- You combine strategic thinking with hands-on delivery
- You’re comfortable working in a fast-moving environment with high impact
- You have strong analytical and commercial judgement
- Experience across multiple lending products
- Experience leveraging valuations within decisioning pipelines
- Exposure to machine learning approaches within credit or valuations modelling
- Experience in fintech or fast-growing lending businesses
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